Prepaid services / Savings Explained
There are two different ways a plan may reduce your costs: paying annually instead of monthly, and receiving a discount on eligible additional labor. Here is how each works.
← Compare prepaid plans01 / Annual payment
Annual-payment savings equal the total of twelve monthly payments minus the annual price. They are not a promise of savings on repairs.
| Plan | Monthly price | 12 monthly payments | Annual price | Annual-payment savings |
|---|---|---|---|---|
| Essential | $49 | $588 | $540 | $48 (8.2%) |
| Preferred | $99 | $1,188 | $1,080 | $108 (9.1%) |
| Complete | $189 | $2,268 | $2,040 | $228 (10.1%) |
Percentages are rounded to one decimal place and compare the annual price with twelve monthly payments. Prices and final enrollment terms must be confirmed with Nfinite.
02 / Additional approved labor
Depending on your plan and written agreement, additional approved labor may qualify for a 5%–15% discount. Nfinite must confirm your plan’s exact rate and eligible work before you approve the service. Do not assume a specific rate applies to a particular plan.
| Example discount | Labor savings | Labor charge after discount |
|---|---|---|
| 5% | $10 | $190 |
| 10% | $20 | $180 |
| 15% | $30 | $170 |
This is not a service quote. Examples exclude plan fees, materials, taxes, service fees, and other charges. Do not assume those charges are discounted; your written agreement controls.
Plan fees pay for the benefits defined in your agreement. Included visits and labor hours have limits. Additional work may require a separate estimate and approval.
Whether a plan is good value for you depends on what you use and what the same eligible services would cost without a plan. Savings are not guaranteed.
A prepaid plan does not automatically provide warranty coverage. A warranty applies only when issued for specific work in writing.
03 / Put the whole year together
Start with your expected repairs and maintenance. Ask Nfinite to price the same work with and without a plan, including all fees.
Example only, not an offer: this assumes the $540 annual package includes all of the services otherwise quoted at $800, and a written agreement grants 10% off $600 of additional eligible labor. These benefits and this rate are not confirmed for the Essential plan. Materials, taxes, and any other charges must also be compared. If you use fewer services, a plan may cost more than paying for work as needed.
Use this formula: Cost of the same work without a plan − (plan fees + extra labor + all other charges) = your net savings or extra cost.
Request My Plan ComparisonPrepaid service FAQ
At the displayed prices, Essential saves $48, Preferred saves $108, and Complete saves $228 compared with twelve monthly payments. This is a payment-frequency saving, separate from savings on service work.
No. Compare the plan fee plus extra charges with written estimates for the same work without a plan. Value depends on the eligible services you actually use.
Do not assume so. The displayed 5%–15% range applies only to additional approved labor when provided in your agreement. Ask for the exact rate, covered services, hours, visits, and exclusions.
They may both apply if your agreement allows it. Keep them separate when comparing costs: the annual discount compares two plan payment options, while labor savings compare eligible labor charges. Do not count the same benefit twice.
Review the written benefits, visit and labor limits, extra fees, service area, scheduling, renewal, cancellation, and refund terms. Use the request form to ask for a comparison for your home.